Are you ready for retirement?
KiwiSaver is a voluntary, work-based savings initiative, created by the Government to help New Zealanders people financially for retirement and can assist with the purchase of a first home. KiwiSaver is designed to be hassle-free, so it’s easy to keep up a regular savings habit.
Who Can Join?
To join, you must be
- A New Zealand citizen, or entitled to live in New Zealand indefinitely
- Living or normally living in New Zealand
Contributions & Benefits
- Employees can contribute 3%, 4%, 6%, 8% or 10% of their gross salary• Employers must contribute at least 3% of your gross salary• Self-employed and children can also join
- Withdrawal provisions for first home buyers, including first home grants of up to $10,000
- Government pays 50 cents for every dollar you contribute to your KiwiSaver account each year, up to $521.43
Through our KiwiSaver providers, we also offer
- Online access to balances, contributions, fund information and performance
- Access to a mobile phone, Ipad, computer App with up to date KiwiSaver balances, bank accounts and other assets you own
- On-going information and education on KiwiSaver
- Up to $50,000 of accidental death cover
- Socially responsible investment options
- Life-stepped fund options – including the option for ‘geared’ or ‘leveraged’ funds for potentially greater long term returns.
No cost to you
Making it easier for you
Choosing the right fund can be complex, factors such as different tax rates, fund types, employer & government contributions, and understanding market volatility, can make a significant difference to your bottom line in retirement. By getting advice early, you stand to gain the most over the long term.
Qualified Adviser
Andrew Wilkinson
Senior Financial Adviser, KiwiSaver and Insurance Specialist
Andrew is an Financial Adviser who, since graduating from Victoria University in 2013, has already had substantial exposure to the financial services industry, working across insurances, mortgages, investments and financial planning. Andrew brings a fresh perspective to financial advice and seeks to share his knowledge to as wide of an audience as possible – whether it’s the younger demographics interested in investing for the best future possible, or the older generations looking to ensure their lump sums are carefully protected and nurtured. As his journey in financial services continued, he found himself most interested in long-term investing, and was a natural fit to become a specialist in the KiwiSaver/Retirement sector of financial advice. While he began as a KiwiSaver adviser at Adelphi, his role has now expanded to also advising on a large base of existing retirement funds (currently called the Lifetime Superannuation Master Trust – previously the AMP SMT). Andrew is passionate about ensuring that all of his clients are well looked after and have a full, and total understanding of their options when it comes to retirement and the best path to take to maximise their investment.
Ryan Verwey
KiwiSaver specialist
Ryan is a young professional based in Christchurch, hailing from an Aviation background. He is an avid flyer, enjoying taking both friends and families up to the skies. Following his passion for people and the finance sector, Ryan strives for nothing less than excellence and bettering himself along with the quality of advice he provides to his clients. He is currently working towards a Bachelor’s degree in Business and Financial Planning through Massey University. Passionate and driven, Ryan aims to create long term relationships with his clients and work around their goals and needs as he believes when they succeed, so does he.
Don’t take our word for it
here’s what our clients say
Andy has been very helpful, we couldn't have filled out the paperwork without him. He is friendly and courteous and a pleasure to deal with.
“My wife and I are so very thankful for the sincere and professional support we have received from Chris Goddard over the last year as we have worked through a very rough time. We would have never made a claim without his support and advice. He has offered valuable advice every step along the way, offering to do things above and beyond, showing his sincerity. We were just talking yesterday about how lucky we are that we signed up all those years ago when we got our mortgage for the extra protection - mortgage and income protection. Because of this, I am now receiving extremely expert and expensive help from medical professionals that I would otherwise not have access to. I have advised several friends and family members recently of the services provided and will continue to do so!".
Great to deal with. All the options were easily explained and pointed out the ‘pros and cons’ thoroughly. Exceptional service.
"During our first meeting Nina was friendly and efficient, setting us at ease while establishing our occupations, financial restrictions, health history and insurance requirements.
Nina prepared our insurance packages, emailed them to us then we met again to the discuss the options she had clearly illustrated. Due to changing circumstances Nina requoted our options three times during which she travelled a long distance to meet with us and discuss anything we did not understand in a knowledgeable and concise manner.
My husband and I are happy to recommend Nina as a Financial Advice Provider to any prospective clients."
"Omg I am crying right now. Thank you so much. I cannot believe it, this money would come at a perfect time you have no idea. We are a 1 income family & things have been very tight. You are amazing !! Your customer service is top notch".
“Can I please take this opportunity to say how much I have appreciated your kindness and support throughout this entire journey I have been on and with such a great outcome. You were there for me right from the start and just talking to you, having you listen to me at my lowest and also helping me through all the paperwork, that, I am very grateful for .
Your company is very lucky to have you. Once again Ryan you are the best .”
"Top class advice, great service, good regular feedback. Thank you, Foster"
“Michael who was the friendliest most professional person to help us choose the right plan for us moving forward. Excellent communication made the process very easy and stress free. Michael was available to answer any questions at any time. Highly recommend Michael and Adelphi for all your insurance needs”.
"Honest advice from Chris based on his experience with clients and insurers. He went out of his way to schedule times which suited our family".
"Nina was very knowledgeable and presented an informative and balanced description of the various products. I felt that she had the best outcome for our situation front and centre, rather than trying to push products that we didnt need."
“Ryan has been helping me with my claims for the last few months. I have ongoing health issues which can be very stressful at times, however, Ryan has been nothing short of amazing in helping me with the NIB processes. His thorough attention to detail, reliability, friendly support and kind ear has really taken the load and stress off my shoulders. He gets back to be very quickly and has things sorted within days. He explains the NIB processes in a way I understand and makes me feel valued. He has provided me with remarkable service and I cannot fault his work!!”
“I recently dealt with Andrew to help with my KiwiSaver hardship withdrawal. In what was a stressful time Andrew was very professional, he understood my needs and made the process simple and easy. Would definitely recommend Andrew for anything KiwiSaver."
"Nina is an amazing professional. Besides having a lot of knowledge on what she sells, she was able to explain me in a language I could understand. She is patient, compromised, and really helped find the best option for me. She was everything I needed in such a hard time for me. I can recommend her services with my eyes closed."
