What's it all about?
The ACC Alternative is a smart way of protecting your income – unlike ACC, it covers you for accidents and illnesses. In most cases, you’ll get three times the cover for around the same cost as your standard self-employed accident-only ACC cover.
For a diverse range of tradies
Our coverage extends to a diverse range of trades, including Electricians, Plumbers, Drainlayers, Roofers, Builders, and more, providing simple and practical solutions.
If you are the boss!
If you’re an IT Specialist, Entrepreneur, Consultant, or Freelancer, our services have been designed to meet your needs and provide the necessary assistance.
For small business owners
If you are a Small Business owner and need cover for yourself, your family, or your staff, we have got you covered with comprehensive policies.
For medical professionals
Our services are designed to support a range of medical professionals, such as General Practitioners, Physiotherapists, and Medical Contractors, ensuring that we can provide comprehensive assistance to meet your specific needs.
For essential professions
Our services cater to a range of essential professions, including Farmers, Orchardists, and Agricultural Contractors, who play a crucial role in feeding communities and supporting the economy.
For essential professions
Our services cater to a range of essential professions, including Farmers, Orchardists, and Agricultural Contractors, who play a crucial role in feeding communities and supporting the economy.
Safeguard your income from accidents and illnesses with The ACC Alternative
Did you know you’re 2.6 times more likely to be out of work for six months or more following an illness rather than an accident?
The ACC Alternative allows you to reduce your ACC accident only cover and add comprehensive Income Protection to ensure you’ll continue to receive an income if you are unable to work from an accident or illness.
The ACC Alternative is administered by Adelphi Insurance Brokers and underwritten by our insurance partners (see our disclosure statement).
Find out how much cover you can secure with The ACC Alternative.
Don’t take our word for it
here’s what our clients say
Andy has been very helpful, we couldn't have filled out the paperwork without him. He is friendly and courteous and a pleasure to deal with.
“My wife and I are so very thankful for the sincere and professional support we have received from Chris Goddard over the last year as we have worked through a very rough time. We would have never made a claim without his support and advice. He has offered valuable advice every step along the way, offering to do things above and beyond, showing his sincerity. We were just talking yesterday about how lucky we are that we signed up all those years ago when we got our mortgage for the extra protection - mortgage and income protection. Because of this, I am now receiving extremely expert and expensive help from medical professionals that I would otherwise not have access to. I have advised several friends and family members recently of the services provided and will continue to do so!".
Great to deal with. All the options were easily explained and pointed out the ‘pros and cons’ thoroughly. Exceptional service.
"During our first meeting Nina was friendly and efficient, setting us at ease while establishing our occupations, financial restrictions, health history and insurance requirements.
Nina prepared our insurance packages, emailed them to us then we met again to the discuss the options she had clearly illustrated. Due to changing circumstances Nina requoted our options three times during which she travelled a long distance to meet with us and discuss anything we did not understand in a knowledgeable and concise manner.
My husband and I are happy to recommend Nina as a Financial Advice Provider to any prospective clients."
"Omg I am crying right now. Thank you so much. I cannot believe it, this money would come at a perfect time you have no idea. We are a 1 income family & things have been very tight. You are amazing !! Your customer service is top notch".
“Can I please take this opportunity to say how much I have appreciated your kindness and support throughout this entire journey I have been on and with such a great outcome. You were there for me right from the start and just talking to you, having you listen to me at my lowest and also helping me through all the paperwork, that, I am very grateful for .
Your company is very lucky to have you. Once again Ryan you are the best .”
"Top class advice, great service, good regular feedback. Thank you, Foster"
“Michael who was the friendliest most professional person to help us choose the right plan for us moving forward. Excellent communication made the process very easy and stress free. Michael was available to answer any questions at any time. Highly recommend Michael and Adelphi for all your insurance needs”.
"Honest advice from Chris based on his experience with clients and insurers. He went out of his way to schedule times which suited our family".
"Nina was very knowledgeable and presented an informative and balanced description of the various products. I felt that she had the best outcome for our situation front and centre, rather than trying to push products that we didnt need."
“Ryan has been helping me with my claims for the last few months. I have ongoing health issues which can be very stressful at times, however, Ryan has been nothing short of amazing in helping me with the NIB processes. His thorough attention to detail, reliability, friendly support and kind ear has really taken the load and stress off my shoulders. He gets back to be very quickly and has things sorted within days. He explains the NIB processes in a way I understand and makes me feel valued. He has provided me with remarkable service and I cannot fault his work!!”
“I recently dealt with Andrew to help with my KiwiSaver hardship withdrawal. In what was a stressful time Andrew was very professional, he understood my needs and made the process simple and easy. Would definitely recommend Andrew for anything KiwiSaver."
"Nina is an amazing professional. Besides having a lot of knowledge on what she sells, she was able to explain me in a language I could understand. She is patient, compromised, and really helped find the best option for me. She was everything I needed in such a hard time for me. I can recommend her services with my eyes closed."
